High Balance or Jumbo Loans!

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The Lowdown on High Balance or Jumbo Loans...

Our JumboLoanRatesAreLow & Our Process is Quick & Painless

We now have two categories for loans that exceed the 2022 conventional Freddie Mac limit of $647,200 on a single family home, (higher limits apply for 2-4unit properties). Offering a mid-range interest rate that does not jump to what a jumbo rate would be. These will go up to 598,000 for a single family (higher for 2-4 unit properties) and are more in line to what you see for conventional rates. Then there are Jumbo interest rates. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.

These rates can vary dramatically as you shop different lenders and can make a big difference as to where you get them. That is one of the reasons we have multiple lenders to use based on what products they offer and rates they charge. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.

As of 2022, the limit is $647,200 for most of the US

Were here to make the jumbo home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Jumbo Loan Qualifier.

Well help you clearly see differences between loan programs, allowing you to choose the right one for you whether youre a first-time home buyer or a seasoned investor.

The Jumbo Loan Process

Here’s how our home loan process works:

  • Complete our simple Jumbo Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs

Why a Jumbo Loan?

There are many benefits, including: financing available up to $2.5 million; the convenience of one loan for the entire loan amount instead of having multiple mortgages; competitive pricing… and more.

  • Fixed Rates
  • Adjustable Rates (ARM)
  • Conforming Loans
  • High Balance & Jumbo Loans
  • FHA & VA Loans
  • Terms from 8to 30 Years
  • 3% Down Home Possible Program

Get Your FREE Jumbo Loan Quote Now!